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IN THE INFORMATION SOCIETY

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NORSKE KREDITTOPP- LYSNINGSBYRÅERS FORENING


SOME CONSIDERATIONS ON THE EUROPEAN COMMISSIONS’ GREEN PAPER OM PUBLIC SECTOR INFORMATION BY NORSKE KREDITTOPP- LYSNINGSBYRÅERS FORENING

  1. Each year companies record large amounts onlosses on receivables. Indirectly this has consequences for the Governments taxes and duties income. The Government should therefore show interest in cooperating more actively to find and make available information which can result in reducing losses for trade and industries as well as for the Government. Unfortunately, the Govern- ment has no strategy and uniform regulations for giving information from åublic registers.
  2. The Governments various departments possess a number og registers with ”unprocessed data” to be used for special purposes. By reason of special purposes this is often used by the individual register owners/managers as basis for refusal of applications requesting use of ”unprocessed data” for commercial credit information activities.
  3. It is our opinion that it is natural to have a working partnership between public and private businesses concerning use of this ”unprocessed data”. Government departments should quality secure their data and operation of the individual registers. The very existence of credit information companies depends of having the opportunity of grouping and processing the Puclic registers ”un- processed data” and preparing it for commercialization and integration into the decision supporting systems of Public and private organizations. In addition of the increased advantages this alone offers. credit information companies can arrange for all relative information to be obtained from one source. This is not and should not be a public task.
  4. Credit information companies should thus be allowed to act both as distrbutor for the Public registers and as recipient of large-scale withdrawals for use in various products.
  5. There should be one public organ that has the right to decide on the export of information to credit information agencies for their use.This right should be made clear in the law concerning the individual Public register.
  6. In Norway commercial inquiry agencies are subject to severe regulations about sendig a notice in advance and of a copy of information given. This applies to non-tradesmen. Such regulations do not apply to Public registers. Both tradesmen and non-tradesmen have the right of getting to know what has been registered about them. These regulations contribute to a good protection of the interest of the individual persons.
  7. Information registered as a result of public administration, should in principle be free of charge. Preparations for supply of ”unprocessed data” for commercial use should be priced to cover costs only. There is no reason that the Public shall have a share of the economic profit caused by private enterprises through valueadded processing.

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